New Zealanders have been lucky throughout the pandemic. While Covid is now widespread in the community, our elevated level of vaccination means that overall, we have fared better than many other parts of the world. However, one thing this pandemic has highlighted is that how dire our healthcare system is, with many facing long waits for surgery or tests or even having their appointments cancelled altogether.
Read MoreNew Zealanders have been lucky throughout the pandemic. While Covid is now widespread in the community, our elevated level of vaccination means that overall, we have fared better than many other parts of the world. However, one thing this pandemic has highlighted is that how dire our healthcare system is, with many facing long waits for surgery or tests or even having their appointments cancelled altogether.
Read MoreOwning your own business is exciting; you have control over how much you earn and what hours you work and seeing your business grow is incredibly satisfying. But being your own boss does not come with quite the same financial security that salary and wages does. Income can fluctuate greatly depending on your business's turnover, and COVID has made that all the harder over the past couple of years.
Read MoreIt’s currently a tough climate for first home buyers. House prices remain high, and banks analyse everything you spend thanks to the Credit Contracts and Consumer Finance Act (CCCFA). We’ve all heard the stories around people being rejected for a loan thanks to their daily takeaway coffee or their large spend up at Kmart. But what about those who are at the next stage? They’ve already bought the first home, and are looking to sell and upsize to something bigger and better?
Read MoreI am sure we have all noticed a jump in interest rates lately, with some rates going up dramatically over the past few months. With the Reserve Bank indicating that they are not done yet with raising the Official Cash Rate, we can expect to see rates continue to climb through 2022 and well into 2023.
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